The Blog

Adopting cashless payment channels will double business growth

 1024 768 Sirish Kumar

Originally published in Wamda, April 2018 We’re at an inflection point in the history of payments. Led by countries like Sweden, where non-cash payments now outweigh cash payments, consumers are moving en masse to the widespread adoption of cashless payment methods. Adopting this payment channel brings significant benefits to businesses – which ultimately track back…

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Payment Security Trends to Expect in 2018

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Originally published in Entrepreneur India, April 2018 In November 2016, digital payments received an unprecedented boost from the Government of India. That year’s demonetization drive provided a strong impetus for Indians to migrate to online payments: the resulting rise of the same shows no signs of slowing down. This is validated by a recent study…

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Blockchain technology is driving financial innovation

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Originally published in MENAbytes, March 2018 Blockchain is synonymous with Bitcoin in many peoples’ minds, though that misperception is swiftly disappearing – due in no small part to the interest in blockchain from across the financial sector. Blockchain has the potential to significantly disrupt the financial services industry, at a product and service level, and…

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Is blockchain helping the payments industry?

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Originally published in Gulf Business, February 2018 Blockchain is a synonym for bitcoin in many peoples’ minds, though that distracting misperception is swiftly changing – as shown by the number of organisations racing to harness the power of blockchain’s many different applications. One constant remains true though – everyone is talking about blockchain technology. To…

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What’s the future of the digital payment industry?

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Originally published in CXO Today, February 2018 The past one year has been a significant leap for the mainstreaming of digital payments in India. Owing to a wide multitude of initiatives taken by both the government and the private sector, 2017 witnessed an unprecedented push towards cashless payments. Furthermore, the year’s demonetization drive gave a…

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5 ways blockchain will change the world we live in

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Originally published in MENAbytes, 3 February 2018 Ever the noisy one at the party, the headline-grabbing cryptocurrency rollercoaster grabs all the attention. But it’s the blockchain technology that underpins that has the potential to make some phenomenal changes to the way that we do business. These are early days, and blockchain is not without issues…

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Trends the fintech industry should adopt in 2018

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Originally published in Entrepreneur India, January 2018   The financial technology industry has been soaring in India, kept abuzz throughout 2017 with a continuous flow of prominent developments by the public and private sector alike. With the implementation of initiatives such as demonetization, Jan Dhan Yojana and UPI, the Government has provided significant direct and…

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Financial inclusion can leapfrog with blockchain technology

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Originally published in YourStory, 10 January 2018   Back in 2009, as the 2008 global financial meltdown unfolded, cryptocurrencies – and by extension, the Blockchain technology – made their first appearance. Positioned from the outset as an alternative to traditional banking mechanisms, Blockchain raised the possibility of a revolution in the world of financial technology, and…

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Social commerce: the next big thing in payments?

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Social commerce: the next big thing in payments? Originally published in CXOtoday.com, 12 December 2017 As of today, Facebook hosts 2 billion monthly active users, Whatsapp has made inroads to over 1.2 billion, while nearly 700 million are active on Instagram, and the Twitter bird has caught the fancy of over 328 million users. The…

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Is the UAE retail sector ready to go cashless?

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Is the UAE retail sector ready to go cashless? Originally published in Startup Scene ME, 15 November 2017 The concept of ‘cashless payments’ is on the rise, due in no small part to the convenience and security that it brings both retailers and consumers, compared to traditional payment methods. A significant factor in the adoption…

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